OUR REF: BLUK/435/X0/027/2012.

HFC Bank Ghana
OUR REF: BLUK/435/X0/027/2012.

RE: PAYMENT ON ACCRUED INTEREST OF US$6.5M

I am Mrs. Rose Wilcox, the executive director and Head of Swift Transfer Unit of HFC Bank Ghana

Sometime ago, in our bank your payment was brought to our bank from Apex Bank, and after some period, this money was taken back to the
Government treasury. For the period of time this money was in our bank, it generated an interest of US$6.5 Million, which we are about
to be pay to you via Electronic banking transfer system.

For your information and advice, you need to hasten up to pick this Fund because from time to time the Apex Bank auditors do come to our
bank to cross-check our files and our financial update, the earlier you comply with the demands of the transferring of the fund, the faster the action, because the Apex Bank officials wants the accrued interest to be paid to them but we refused, so when they find out that
this interest fund is still in our bank they will want to call back the money to the Government treasury.

What we need from you now is any form of your identification for example; your international passport or you're driver's license, then your telephone and fax number for easy communication with your receiving bank account details.

As a matter of fact we don't have enough time to waste since we have wasted time in contacting our respective customers, so try and comply with the entire necessary requirement for remittance. Contact me on our official expecting your immediately response.

For your information we are paying you for now US$6.5M

Your urgent response is imperative

Yours Sincerely,
Mrs. Rose Wilcox
HFC Bank Ghana ..